Invest In Your Future

Hello! My name is Mike Garcia and I believe that everybody deserves the ability to achieve financial freedom.

Coming from an entrepreneurial small family business, I didn’t “hear” much about 401(k)s, IRA’s and investing. And they certainly don’t teach us as parents to talk about financial awareness with our children.

My (late) father once told me, ”son don’t ever get behind on your bills or your money and your life won’t be nearly as hard.” That was a very profound, yet simple statement.

Welcome to Mike Garcia and Associates

Customized Financial Planning & Investing

I took that saying from my father to heart, and always saved my hard-earned money. Some I saved in the bank, as my mother told me, and some in my bedroom closet, like my father told me! #truestory

Then one day I learned about the rule of 72 and how your money CAN DOUBLE if your savings are placed in the right areas of opportunity.

All these years and countless hours (I had a job by 15) I spent earning and saving my money! I simply did not know how to make money work for ME! WHY wasn’t this introduced way before in my 50s?

Financial Awareness Is part of our life. Most of us were just not made aware!

Learn about the Rule of 72

The Rule of 72 is a mathematical formula that can help determine, based on Interest rate and money invested, how long it will take for your money to double. The Rule of 72 can help you quickly make calculations and enable you and your advisor to make the appropriate changes to your managed funds.  Schedule with me below to learn more. 

One Size Fits One

Create a Strategy That Works For YOU

Every client has unique circumstances when it comes to personal finances including family, children, assets, income and many other details. There is no “one size fits all.” We work personally with each client to find the right fit for your financial situation.

Plan

Financial Planning

We work all our lives for money but the average person does not know that as we work for money it can also work for us! The Rule of 72: Find out more about the Rule of 72 and how your investments double in value.

Diversify

Create a Diverse Portfolio

Diversification of your investments is the key to a smart portfolio. Diversified investment portfolios reduce risk. So, you don’t always have to pick one single winner. With a diverse portfolio, we aim to create opportunities for growth even in the case of one or two declines.

Manage

Personal Wealth Management

A personal wealth advisor to help guide you down the path to financial freedom is not only a key strategy to growing your money, but also a relationship you can count on when you have questions or need advice. We put your interests first.

Loyal Clients

We’ve taught hundreds of families and individuals how money works. Click here to see HOW MONEY WORKS®!

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Avg Annual Return

Finding a fund with over 100 yaer track record of over 9% returns is difficult. We have several proven options that work! 

Term Life Insurance

Make sure if something were to happen to you that your family is taken care of with a replacement to your income with good, Term Life Insurance.

Budgeting

The first step to a health financial house is creating a proper budget. Take advantage of our budget worksheet below.

Financial Services

Are you on track for retirement? Our retirement quiz will gauge your current, personal situation.

Retirement Plans

We have an option for retirement plans for any age range. Planning early is the key.

Estate Planning

Planning in the case of incapacitation or death can be a difficult subject, but it is an integral part of a sound financial plan.

Impact Investing 

Create a sound financial plan while also placing your money into areas that you feel socially obligated towards.

Risk Management

Identifying risks to your investments and other assetts can be a key part to your financial success.

Portfolio Management

Our financial portfolio options offer some of the highest returns available. Contact us for historical returns data.

Business Owners 

If you are a business owner, we have products available to you and to your employees as well. Let us present options for 401k and more for you.